american con movie from 90/00/10:s black man stock tip subway

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Hi,

I only remember two things from the movie.

In the beginning there is a scene where the male main character meets a black man on a empty subwaytrain (probably in NY). The black man gives him a stock tip.

In the end of the movie the the same guy see the black man try to give another passanger on the subway the same stock tip and realise hes been fooled.

Thanks in advance. I tried for years to find the movie. I dont remember if it was good but really want to find out.