+1
I'm thinking that smaller movies will be more able to get loans because they are smaller, less risky loans. In better times, I see a lot of low budget indy films that have tiny budgets. The audiences are expected to be small so nobody is worrying that a movie that doesn't do 50 million on opening night is a crash and burn. Low budget movies generally take a while to make money, don't make anybody rich but often they do make a profit, assuming that your expectations are right.
It will be interesting to see how the profit model works for streaming movies and whether big budget movies ever make that work. I'm thinking that the studios are holding their breath, hoping that this is over "soon" (whatever that means) and that the blockbuster model can be revived. I don't know whether that will ever work the same way, but, like it or not, the experiment is ongoing now.
The movie world survived after World War II. During the war, budgets were small and movies were pretty much turned into propaganda or cheesy escapist trifles. That went on for 4 years, but after the war, Hollywood went on to bigger and better things.